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By Paige McBride/Aug. 26, 2021 3:22 pm EDT

Little habits add up and make a big difference — especially when it comes to your bank account. Little by little, when you create good habits, you’ll see the benefits start to add up. With a few new tricks, you can shave off a few dollars here and there to take some of the pressure off your bank account. According to Real Simple, most Americans spend $164 each day across categories including essentials, like rent; when you’re more considerate of where your money is going, you can keep a better grip on this number.

Aside from your fixed expenses like gas, groceries, electric bill and rent, there are tons of places to save some cash that can help you stay financially healthy in the long run. Starting with an easy trick to save, these practices will make cutting your spending much easier. The outlet recommends adopting a classic trick by putting five-dollar bills in a piggy bank or jar. That means, any time you get cash in your pocket, it immediately goes into your savings. You can keep bigger bills as needed, but consider making a routine out of placing your smaller amounts into a physical container. Plus, seeing the stack grow can give you some much-needed motivation to continue towards your savings goals.

The outlet also recommends limiting your trips to the grocery each week to keep your food costs down. Make your list of everything you need and stick to it to make your meals throughout the week. Having options will help keep your take-out trips to a minimum.

Spending also has a lot to do with your emotions

Similar to emotional eating, spending can act as a way to fill a void that you’re experiencing in your life. CNBC notes that people who don’t face their emotions head-on and get support in healthy ways are more prone to impulse buys and the constant search for more. Before you head out to burn a hole in your credit card, check in with how you’re feeling. Are you bored, lonely, scared or anxious? Slow down, take a few breaths and find an outlet that’s healthier for your headspace and your wallet.

Furthermore, you should aim to save about 20% of your income, the outlet notes. Unfortunately, many people only manage to save 5%. If you can’t imagine any chances to put away more money, take some time to track your spending and see where your cash is going. Download a free app like Mint to help you keep track. Some apps like Acorns help you save instantly by rounding up every purchase you may and investing the difference. Automatically taking the funds out of your account, these tools will help you save without even thinking about it.

Another simple way to cut some costs is by unplugging devices you aren’t using, Real Simple suggests. Unplug your toaster, coffee maker and phone charger whenever you can, as these can add up to $25 to your electric bill each month. By just keeping an eye on small aspects like this, you can more effectively track and take care of your savings.

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